Hillsborough County Assumable Homes: October 29, 2026 Update
Hillsborough County homes with advertised assumable mortgages
Reviewed October 29, 2026 · Chris Johnson, EmpowerHome Team
The home needs to fit your life, and the financing needs to fit your budget. This update features 9 active homes with advertised assumable mortgages. Compare the photos, home features, prices and existing loan terms below.
Click a home photo or its listing button to open that specific property in our IDX search. Registration is required to view the full listing.
Six-bedroom home with a screened lanai | Ruskin
$400,000 · 6 bedrooms · 3 bathrooms
Advertised assumable rate: 4.25%
Loan type: Loan type not specified
Built in 2022, with a loft, screened lanai and no rear neighbors.
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Renovated South Tampa home | Tampa
$925,000 · 4 bedrooms · 2 bathrooms
Advertised assumable rate: 5.75%
Loan type: Loan type not specified
Updated kitchen with a waterfall quartz island and a fenced backyard.
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WestBay home with an office and loft | Riverview
$825,000 · 4 bedrooms · 4 bathrooms
Advertised assumable rate: 5.375%
Loan type: Loan type not specified
Triple Creek home with a first-floor primary suite, dedicated office and upstairs loft.
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Pool home with a private guest apartment | Lithia
$725,000 · 5 bedrooms · 4.5 bathrooms
Advertised assumable rate: 2.25%
Loan type: VA
FishHawk Ranch West home with a screened pool, outdoor kitchen and a private guest apartment.
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Home with a first-floor guest suite | Riverview
$609,499 · 4 bedrooms · 3.5 bathrooms
Advertised assumable rate: 4.75%*
Loan type: VA
Built in 2022, with a three-car garage, first-floor guest suite and large upstairs loft.
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Pool home with conservation views | Riverview
$495,000 · 3 bedrooms · 2 bathrooms
Advertised assumable rate: Not provided
Loan type: VA
Triple Creek home with a screened heated pool and conservation views. Confirm the rate with the seller and servicer.
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Five-bedroom home with a loft | Riverview
$380,000 · 5 bedrooms · 2.5 bathrooms
Advertised assumable rate: 4.75%
Loan type: VA
Built in 2022, with a flexible upstairs loft and fenced backyard.
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Updated home with a two-car garage | Tampa
$379,900 · 3 bedrooms · 2 bathrooms
Advertised assumable rate: 2.75%
Loan type: Loan type not specified
Open living area with a fireplace, attached garage and updated major systems.
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Solar-equipped home on a corner lot | Ruskin
$300,000 · 4 bedrooms · 2 bathrooms
Advertised assumable rate: 2.625%*
Loan type: Loan type not specified
Built in 2021, with a split-bedroom layout, covered patio and solar equipment. Confirm solar ownership and obligations.
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Check the home and the loan together
The advertised rate applies to the eligible existing loan balance, not automatically to the full purchase price. Confirm the balance, remaining term, cash needed for the difference, closing costs, fees and approval timeline. Taxes, insurance, HOA dues and any mortgage insurance also affect your monthly cost.
For a VA assumption, confirm the seller’s entitlement and buyer eligibility requirements with the seller and servicer. All assumptions require the applicable approval and qualification.
Have a home to sell first? Call Chris at 813-669-7929 to plan both moves together.
Chris Johnson | EmpowerHome Team
Keller Williams Realty At The Lakes
Sources: supplied OneHome listing information and current Stellar MLS listings displayed through our IDX feed, reviewed October 29, 2026. Prior-home statuses were also checked through Zillow, Realtor.com or Homes.com where available. Listing photos and descriptions are supplied by the listing brokers. Properties may be listed by other brokers. Prices, availability, measurements and seller-advertised loan terms may change. *The source omitted the percent sign; verify the exact rate. 55+ community eligibility requirements apply where noted. Equal Housing Opportunity.
