Pasco County Assumable Homes: October 30, 2026 Update

PASCO COUNTY ASSUMABLE HOMES · WEEKLY UPDATE

Reviewed October 30, 2026.

A private dock in Land O’ Lakes, a golf-course setting in Hudson, a pool retreat in New Port Richey and room to spread out in Wesley Chapel. This week’s review includes five active homes with seller-advertised assumable mortgage opportunities.

The new waterfront home joins four homes carried forward from last week. All five showed Active in our IDX feed when reviewed. Click a home photo or its details link to register and open the matching listing.

Waterfront Home with a Private Dock | Land O’ Lakes

$449,000 · 3 bedrooms · 2 bathrooms · 1,456 sq ft

Advertised assumable rate: Approximately 4% · FHA

Lake Saxon setting with a private dock, canal access, solar panels and a two-car garage. Lake Padgett Estates offers additional lake access and recreation amenities. Confirm access, solar terms and all property details.

View this home’s photos and full details →

Golf-Course Home with a Screened Lanai | Hudson

$315,000 · 3 bedrooms · 2 bathrooms · 1,703 sq ft

Advertised assumable rate: 2.375% · VA

Gated Meadow Oaks setting along the 16th fairway. The listing reports approximately $193,000 remaining on the loan, leaving about $122,000 to cover at the asking price before costs. Assumption requires Guild Mortgage approval and applicable VA and occupancy requirements.

View this home’s photos and full details →

Pool Home with a Wooded View | New Port Richey

$365,000 · 3 bedrooms · 2 bathrooms · 1,832 sq ft

Advertised assumable rate: 2.99% · VA; listing specifies VA buyers only

Wyndtree home with a screened private pool, fireplace and whole-home generator. The listing notes the home needs some TLC. Confirm the seller’s VA-buyer condition and the servicer’s requirements.

View this home’s photos and full details →

Updated Home with a Fenced Backyard | Wesley Chapel

$389,900 · 4 bedrooms · 2.5 bathrooms · 2,007 sq ft

Advertised assumable rate: 3.4% · Loan type not specified

Built in 2019 in Epperson Ranch, with an updated kitchen and extended patio. Lagoon and amenity access are subject to applicable requirements.

View this home’s photos and full details →

Five-Bedroom Home with a Bonus Room | Wesley Chapel

$534,900 · 5 bedrooms · 3 bathrooms · 2,457 sq ft

Advertised assumable rate: 5.25% · Loan type not specified

Pasadena Landing home with a guest suite, covered lanai, fenced backyard and three-car garage. The listing reports no CDD; confirm community documents and fees.

View this home’s photos and full details →

What to check before pursuing an assumption

These are advertised existing loan terms, not new loan offers or approvals. Confirm the exact rate, current balance, remaining term, cash needed, mortgage insurance and applicable fees with the seller and loan servicer. The advertised rate applies to the assumed balance, not automatically to the full purchase price.

Buyer qualification and lender approval are required. Loan type is shown only where identified in the listing. Prices, status, open houses and financing terms can change.

Find the home that fits your next move

Start with the home and lifestyle you want. Then we can review the assumption details, required funds and timeline together. Call 813-669-7929 or email [email protected].

Chris Johnson | EmpowerHome Team
Keller Williams Realty At The Lakes

Sources: supplied OneHome listing, current IDX/MLS listing feed and public listing remarks reviewed October 30, 2026. This is a selected weekly review, not a complete county inventory. Properties may be listed by other brokers. Listing information is deemed reliable but not guaranteed. Equal Housing Opportunity.